This insurance provides coverage for benefits related to accidental injury, death, dismemberment, paralysis, and medical and dental expenses resulting from accidents. An accident is defined as a sudden, unforeseeable, and unexpected event that occurs unintentionally.

Business auto insurance offers protection when a vehicle is used for business-related activities. This policy encompasses auto liability and physical damage coverage. The types of vehicles covered include owned autos, non-owned autos, and hired autos, which can be rented, leased, or borrowed.

This insurance covers the loss of income a business incurs due to damage to its premises from a covered cause, resulting in a slowdown or suspension of operations. The coverage extends to the period needed to repair or replace the damaged property.

This insurance policy is specifically designed for property owners, offering protection against damage to both their buildings and the contents within, due to various covered causes of loss, such as fires, natural disasters, theft, or vandalism. It ensures that in the event of such incidents, the financial burden of repairs or replacements is significantly mitigated.

Offers coverage for data breaches involving the exposure or theft of personal identifiable information, such as social security numbers, driver’s licenses, or credit card details, due to unauthorized access to your firm’s electronic network by hackers. This includes expenses for credit monitoring, notification to affected customers, data recovery, repairing computer systems, and other related costs.

Delivers comprehensive protection for the directors and officers of your organization, shielding them from potential personal financial liabilities that could result from allegations of wrongful acts, mismanagement, or negligence in their professional capacities.

EPL insurance covers the expenses of legal actions initiated against your company by employees, whether they are current, former, or prospective. This policy comprehensively addresses claims related to wrongful termination, discrimination, sexual harassment, and various employment-related issues, providing a shield against the financial repercussions of such litigations.

This coverage is essential in safeguarding your business against claims of causing harm, including bodily injuries to others, damage to another person’s property, and personal injuries like libel or slander. It offers comprehensive support by covering attorney fees, costs associated with evidence and document collection, any judgments or settlements, and other related legal expenses, thereby providing a financial shield against potential liabilities.

This insurance offers defense against legal claims alleging negligence in the execution or failure to perform your professional services, providing essential protection from potentially damaging lawsuits.

This coverage acts as an additional layer of liability protection, covering expenses that exceed the limits of your other liability policies. Essentially, commercial umbrella insurance enhances your existing liability coverages, stepping in when the limits of your primary liability policies are exhausted.