What We Do

We bridge the gap between clients and insurance companies, facilitating access to comprehensive coverage options and superior claims services.

Recognizing the intangible nature of our service, we prioritize being readily available to address client inquiries and adjust our schedules to accommodate their specific needs. We understand that client satisfaction hinges on experiential evidence, so we endeavor to add value to their experience through our unwavering commitment to education and careful assistance in understanding their insurance coverage.

With our extensive industry knowledge and dedication to personalized coverage, we explore all available options to determine the best solution for each client. Customization lies at the heart of our approach to selecting insurance coverage, as we understand that every client is unique, every need is individual, and every plan must be personalized accordingly.

Throughout our partnership, we aim to exceed expectations by delivering tailored service from start to finish. Our process begins with a thorough risk analysis, followed by a meticulous marketing process to secure the broadest coverage and most competitive pricing available in the marketplace. As your broker, we remain actively involved daily, ensuring that you protect your people, assets, and future.

Are you adequately insured to safeguard your people, assets, and future? Explore our range of business insurance products and let us assist you in selecting the appropriate coverage.

Accident Insurance for Participants/Volunteers

This insurance provides coverage for benefits related to accidental injury, death, dismemberment, paralysis, and medical and dental expenses resulting from accidents. An accident is defined as a sudden, unforeseeable, and unexpected event that occurs unintentionally.

Business Auto Insurance

Business auto insurance offers protection when a vehicle is used for business-related activities. This policy encompasses auto liability and physical damage coverage. The types of vehicles covered include owned autos, non-owned autos, and hired autos, which can be rented, leased, or borrowed.

Business Income/Business Interruption

This insurance covers the loss of income a business incurs due to damage to its premises from a covered cause, resulting in a slowdown or suspension of operations. The coverage extends to the period needed to repair or replace the damaged property.

Commercial Property

This insurance policy is specifically designed for property owners, offering protection against damage to both their buildings and the contents within, due to various covered causes of loss, such as fires, natural disasters, theft, or vandalism. It ensures that in the event of such incidents, the financial burden of repairs or replacements is significantly mitigated.

Cyber Liability

Offers coverage for data breaches involving the exposure or theft of personal identifiable information, such as social security numbers, driver’s licenses, or credit card details, due to unauthorized access to your firm’s electronic network by hackers. This includes expenses for credit monitoring, notification to affected customers, data recovery, repairing computer systems, and other related costs.

Directors and Officers

Delivers comprehensive protection for the directors and officers of your organization, shielding them from potential personal financial liabilities that could result from allegations of wrongful acts, mismanagement, or negligence in their professional capacities.

Employment Practices Liability

EPL insurance covers the expenses of legal actions initiated against your company by employees, whether they are current, former, or prospective. This policy comprehensively addresses claims related to wrongful termination, discrimination, sexual harassment, and various employment-related issues, providing a shield against the financial repercussions of such litigations.

General Liability

This coverage is essential in safeguarding your business against claims of causing harm, including bodily injuries to others, damage to another person’s property, and personal injuries like libel or slander. It offers comprehensive support by covering attorney fees, costs associated with evidence and document collection, any judgments or settlements, and other related legal expenses, thereby providing a financial shield against potential liabilities.

Professional Liability

This insurance offers defense against legal claims alleging negligence in the execution or failure to perform your professional services, providing essential protection from potentially damaging lawsuits.

Umbrella Insurance

This coverage acts as an additional layer of liability protection, covering expenses that exceed the limits of your other liability policies. Essentially, commercial umbrella insurance enhances your existing liability coverages, stepping in when the limits of your primary liability policies are exhausted.

Workers Compensation

Workers’ compensation insurance is a mandatory requirement for almost all employers, serving as a critical protection for their workforce. This insurance offers comprehensive coverage for occupational injuries and certain work-related illnesses encountered by employees. The benefits of this insurance extend to covering lost wages, medical expenses, and payments for temporary or permanent disabilities, ensuring substantial support for employees during their recovery and rehabilitation.

We are at your service! Contact us today for a complimentary consultation and review of your insurance plan.