About Us

SJP Financial Group is a Minority, Woman-Owned, and Operated Retail Insurance Brokerage Firm. We sell customized insurance products to commercial business owners and organizations. Regardless of how simple or complex your commercial business needs are, we remain committed to offering a tailor-made insurance program to protect your business from risk and uncertainties.

As an independent, licensed retail insurance brokerage firm, we only represent the top-rated insurance companies in the industry. This gives us access to the best insurance market selections and insurance carriers offering the right solutions for your business. We are enthusiastic about bringing awareness to the importance of customized business insurance.

Our business philosophy focuses on hands-on customer service, a client-centric approach to advocacy, and long-term relationship building. We believe that it is essential for every business owner and organization to understand their insurance coverage options and their insurance policy details.

We know that an informed client is one that can make the smartest decision about their insurance obligations. That is why we strive to provide our clients with the right level of security to make you feel confident about your insurance selections.

Michelle Sangster

President & Chief Operating Officer

The insurance business is largely based on relationships. Michelle’s professionalism; over 29 years of exemplary service in the insurance industry; trusted partnerships with insurance carriers, underwriters, wholesalers, managing general agents, and most importantly the insureds, are the key elements that led to the successful launch of SJP Financial Group.

Michelle’s work ethic is based on her faith, integrity beyond reproach, empathy for others, and a cheerful disposition. Michelle genuinely cares about her craft and is committed to creating and maintaining successful business and personal relationships. Michelle is a Licensed Property & Casualty Producer and a member of The Institutes CPCU Society.

Michael M. Jones, CIC

Executive Vice President

Michael has 22 years of experience as an insurance advisor and over 44 years of experience in sales and marketing management. Michael’s competency entails a diverse clientele basis, including governmental entities, public sector, cultural institutions, colleges and universities, accounting firms, and newspaper publishers. Michael has extensive background knowledge in negotiating with underwriters on insurance products, market placement and risk management consulting.

As Executive Vice President, Michael oversees SJP Financial Group’s Property & Casualty division. Under his leadership, he continues to increase P&C sales and revenue; develops and implements programs that expand commercial product offerings to prospective and existing clients.

Michael received his Bachelor of Arts from Temple University. He is a Licensed Property & Casualty Producer and holds a Certified Insurance Counselor designation.